Legend Motors 4 - Detroit, MI
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FAQs

Where are you located?


19901 John R Rd, Detroit, MI 48203

How do I get to Legend Motors?

19901 John R Rd
We are located on the corner of State Fair Rd and John R Rd. Across the street from the BP gas station.
From I-75 take 8 mile exit 59, go west on 8 mile for about a half mile, you will see John R Rd. take John R rd south to State Fair , we will be on the right side.

What are your hours of operation?

Hours:
Mon-Fri.  9:00 am - 7:00 pm
Sat. 10:00 am - 5:00 pm
Sun. Closed

How is Legend Motors different from other dealers?

Customer satisfaction is our number one priority!  All of our vehicles come with a 2 to 3 year warranty that’s  honored here at our dealer. We stand behind all of our vehicles and want us to be your one stop shop. We care about our customers and want to build a relationship for the long run not just the day you buy a vehicle from us. The best business we can ask for is referral business! If your satisfied you will tell your friends and family about us.

How can Legend Motors get me approved when everyone else says no?

Our salespeople don’t just want to sell a car and move on to the next person. We take the time to completely understand your situation and match it to a lender that will say YES!

What if I don’t have any credit?

We offer guaranteed credit approval and  are able to structure your deal in ways that lower the risk for the lender so they approve you. Some of the ways we can do this are:

1. Having someone cosign for you.
2. Selecting a payment that is below your max payment allowed.
3. Increasing your down payment to show a stronger commitment.

How do I get approved for financing?

Here at Legend Motors, we work with many lenders, who have  different financing programs, so we can ensure we have a financing program for you. We understand that consumers today are busy people, so we offer approvals through this website. Once you qualify for financing, we will schedule an appointment for you to come in and review the exact terms and conditions, including interest rate, down payment, monthly payment, and assist you in selecting the vehicles that fit within your approval guidelines. Also, you must have a checking account that’s been open for more than 30 days.

How much money do I need?

Your down payment requirements depend on a few factors:

1. The type of vehicle you are looking to finance

2. Your credit history
3. How long you are looking to finance the vehicle
4. The model year of the vehicle

Once you apply for financing, we are able to review with you the exact terms and conditions including interest rate, down payment, monthly payment, and the type of vehicles that match your financing.

What will my interest rate be?

You interest rate is influenced by several factors:

1. The year and model of the vehicle
2. The amount of your down payment
3. Your credit history  
4. Proof of checking account

Once you apply for financing, we are able to explain to you the details.

I have great credit and want the lowest interest rate?

If you have excellent credit, you may qualify for the lowest rate available in the market. Just fill out an application online, or come into Legend Motors to fill one out. If you qualify we will go over the terms and conditions, including interest rate, down payment, and monthly payments.

What will my payment be?

Most lenders will qualify you for a payment 15-20% of your monthly income before taxes.

How long do I have to be at my job?

Typically, most lenders require a minimum of six months on your current job, and a two year job history. If you don’t have either of these, don’t worry! We are able to structure your financing in ways that lower the risk for the lender so they approve you.

Some of the ways we can do this are:

1. Having someone with positive credit sign with you on the vehicle.
2. Selecting a payment that is below 15% of your gross monthly income.
3. Increasing your down payment to show a stronger commitment.

What if I don’t get pay stubs?

Since we use many different lenders, we are able to look at the entire picture. Depending on various factors, including down payment, job stability, and credit history, many lenders have programs that don’t require pay stubs.

What type of incomes do you except?

We accept social security income, child support income, disability income, pension income,  FIA income, retirement income and anything that can be proved.

What if I am self employed?

Self employed no problem. We have many lenders that will work with self employed incomes. For many the requirement are 2 months  of bank statements showing all your deposits you have made. Your deposits are averaged out to prove your income.

Do I need a cosigner?

Co-signers with positive credit or no credit can always improve your financing terms. Typically they are used when there is low income, no valid drivers license, low down payment available, or insufficient credit history.

How long do I need to keep my car before I can trade up?

To be on the safe side, you should keep your car for a minimum of 12-18 months with consistent on time payments. Than when ever you are ready to trade up, come see us at Legend Motors, we will do our best to fit you in a car that you want.

Where can I get my car serviced?

If you have any problems with your vehicle do not hesitate to bring it to us. We honor all repairs to your vehicle right here at the dealer. Any problems that you have come to Legend Motors and we will be more than happy to take care of all your problems you are having with your vehicle.



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8935 W 8 Mile Rd - Detroit, MI (313) 864-3292 -